Do I Need an Attorney for a Business Income Loss Claim?

Posted on January 1, 2026

When a business is forced to shut down because of property damage, owners often assume the insurance company will accurately calculate the loss and issue payment promptly. In reality, business […]

Are Your Property Covered if it Suffers Riot Damage?

Posted on December 1, 2025

If your home or business in Rhode Island or the Boston, MA area is damaged during a riot or civil unrest, will your insurance policy cover the loss? The answer […]

Understanding Business Interruption Insurance and Its Purpose

Posted on July 15, 2025

Unexpected disruptions can bring even the most successful businesses to a standstill. Natural disasters, fires, flooding, vandalism, or even widespread events like the COVID-19 pandemic can disrupt normal operations and […]

Woman placing an Open sign at her business entrance

What Documents and Licenses Do You Need to Start a Business?

Posted on February 10, 2024

Embarking on the journey of starting a business in Rhode Island is an exciting venture, but it requires careful planning and adherence to legal requirements. Understanding the necessary documents and […]

Considerations When Naming Your Business

Posted on February 3, 2021

When starting a business, the name is everything. A business’s name conveys its purpose and its culture, can act as a marketing tool, and provide many other keys to success. […]

Operating a Home-based Business

Posted on December 16, 2020

For many entrepreneurs, a home-based business is a necessity as the costs are simply too high to rent a separate office or area. Many small business owners find that working […]

Force Majeure in Contracts

Posted on November 25, 2020

Force majeure is a legal term that many are familiar with, but few understand. In law, force majeure is often claimed as an excuse for breaching a contract following severe […]

Partnership Agreement Basics

Posted on November 11, 2020

Partnerships are a common business structure in the US because they do not require a formal agreement; rather, partnerships begin when two or more persons engage in a business enterprise […]

Graphs demonstrating share and asset sales

Understanding the Difference Between a Share Sale and an Asset Sale

Posted on July 8, 2020

There is more than one way to buy or sell a business or transact in real estate. When transacting, there are two options: share sales and asset sales. An experienced […]

Close up of man's hands filling out paper work on a desk next to a woman using a laptop

Insurers and Small Businesses Across the U.S. Have a COVID-19 Coverage Problem, and Lawsuits Are Not the Solution They Need

Posted on May 6, 2020

By Kayla S. O’Connor, Esq. Insurance Litigation Attorney at PALUMBO LAW April 30, 2020—You might have heard the phrase “business interruption coverage” in the news lately, as small businesses all […]