When property damage happens, many insureds wonder whether they should hire a damage appraiser or an attorney to help move their insurance claim forward. Appraisers can estimate the cost of […]
Continue reading…Construction Defect Claims: Builder Warranties vs. Insurance Coverage
When construction defects appear in your Rhode Island home, knowing whether to turn to a builder warranty or your homeowners insurance can be confusing. Both offer potential avenues for relief, […]
Continue reading…How to Communicate With Home Insurance Adjusters
Dealing with property damage can be overwhelming, especially when it comes to navigating the insurance claims process. Homeowners in Rhode Island often face challenges when communicating with home insurance adjusters, […]
Continue reading…HOA Harassment and Disputes: Rights of Property Owners
Homeowners’ associations (HOAs) are meant to maintain community standards and property values, but conflicts between property owners and HOAs can arise. When an HOA oversteps its authority or unfairly targets […]
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Is Homeownership Really Worth It?
Homeownership remains a cornerstone of the American dream, but is it still a smart move in Rhode Island’s current housing market? With rising home prices, limited inventory, and increasing mortgage […]
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Tips for Protecting Your Home While You’re Away on Vacation
Vacations are meant to bring peace of mind, but leaving your home unattended can invite risks such as break-ins, theft, and property damage. Rhode Island homeowners, particularly those residing near […]
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Top 5 Common Causes of Fire Damage
One of the best ways of dealing with a fire is to prevent its occurrence in the first place. The best way to prevent a fire from occurring in your […]
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Homeowners Insurance Coverage
Homeownership is one of the largest investments most people will ever make. Protecting that investment with the right insurance coverage is crucial, especially in Rhode Island, where storms, coastal flooding, […]
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Actual Cash Value and Replacement Costs in Homeowners’ Insurance Claims
Homeowners’ insurance protects you from the unexpected. It’s not meant to be a windfall if a covered event occurs; rather, insurance makes you whole by compensating you for the loss. […]
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