Category: Homeowners’ Insurance

When property damage happens, many insureds wonder whether they should hire a damage appraiser or an attorney to help move their insurance claim forward. Appraisers can estimate the cost of repairs, but only an attorney can interpret your policy, challenge wrongful insurer decisions, and take legal action...

When construction defects appear in your Rhode Island home, knowing whether to turn to a builder warranty or your homeowners insurance can be confusing. Both offer potential avenues for relief, but they serve different purposes, have distinct coverage limits, and follow separate legal processes. This guide by our Rhode...

Dealing with property damage can be overwhelming, especially when it comes to navigating the insurance claims process. Homeowners in Rhode Island often face challenges when communicating with home insurance adjusters, who represent the insurance company’s interests. Understanding how to communicate with adjusters effectively can make a significant difference in the outcome of...

Homeowners’ associations (HOAs) are meant to maintain community standards and property values, but conflicts between property owners and HOAs can arise. When an HOA oversteps its authority or unfairly targets a homeowner, it can lead to stressful disputes. At PALUMBO LAW, we help Rhode Island property owners...