An insurance examination under oath (EUO) is one of the most serious steps an insurer can take during a property insurance claim. During an EUO, the policyholder is sworn in […]
Continue reading…Should You Hire a Damage Appraiser or an Attorney for Your Property Insurance Claim?
When property damage happens, many insureds wonder whether they should hire a damage appraiser or an attorney to help move their insurance claim forward. Appraisers can estimate the cost of […]
Continue reading…Do I Need an Attorney for a Business Income Loss Claim?
When a business is forced to shut down because of property damage, owners often assume the insurance company will accurately calculate the loss and issue payment promptly. In reality, business […]
Continue reading…Construction Defect Claims: Builder Warranties vs. Insurance Coverage
When construction defects appear in your Rhode Island home, knowing whether to turn to a builder warranty or your homeowners insurance can be confusing. Both offer potential avenues for relief, […]
Continue reading…Are Your Property Covered if it Suffers Riot Damage?
If your home or business in Rhode Island or the Boston, MA area is damaged during a riot or civil unrest, will your insurance policy cover the loss? The answer […]
Continue reading…Property Damage Documentation: Building Your Strongest Case
When property damage strikes, your first priority is safety. However, once immediate risks are addressed, thoroughly documenting the damage is one of the most important steps you can take to […]
Continue reading…Purchasing a Rental Property with Existing Tenants
Buying a rental property can be a wise investment, but in Rhode Island, the process becomes more complex if the property already has tenants in place. Purchasing a property with […]
Continue reading…Hidden Title Issues That Could Affect Your Property Rights
When purchasing real estate, most Rhode Island buyers assume that once the closing is complete, their property rights are secure. Unfortunately, hidden title issues can surface months or even years […]
Continue reading…Basement Flooding: When It’s Your Neighbor’s Liability
Basement flooding is every homeowner’s nightmare—damaged flooring, destroyed furniture, mold growth, and thousands of dollars in repairs. But what happens when your basement floods because of your neighbor’s actions or […]
Continue reading…Understanding Business Interruption Insurance and Its Purpose
Unexpected disruptions can bring even the most successful businesses to a standstill. Natural disasters, fires, flooding, vandalism, or even widespread events like the COVID-19 pandemic can disrupt normal operations and […]
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