In recent years, rideshare services like Uber and Lyft have transformed how we travel. While these platforms offer convenience, they also introduce unique legal complexities when accidents occur. If you’re injured in a rideshare accident, whether as a passenger, driver, or bystander, you may face a challenging path toward compensation. PALUMBO LAW is dedicated to helping clients in Rhode Island navigate these complex cases and protect their rights.
Why Rideshare Accidents Are Legally Complex
Rideshare accidents differ from regular car accidents because they involve multiple parties and intricate insurance policies. While personal insurance policies typically apply in most car accident cases, rideshare accidents often require involvement from the rideshare company’s commercial insurance, creating layers of legal challenges.
Determining Fault and Liability
Fault is often challenging to establish in rideshare accidents because multiple parties could potentially bear responsibility, including:
- Rideshare Driver: If the driver’s negligence, such as distracted driving or speeding, caused the accident, they might be liable.
- Other Drivers on the Road: If another driver was reckless or negligent, they could be held accountable.
- Rideshare Company: Rideshare companies are generally protected under independent contractor agreements but may bear liability under certain conditions.
PALUMBO LAW thoroughly investigates each case to identify the responsible party or parties and pursue compensation from all relevant sources.
Insurance Coverage in Rideshare Accidents
Insurance coverage in a rideshare accident depends largely on the driver’s status within the rideshare app at the time of the accident:
- App Off: Only their personal insurance applies if the driver is not logged into the rideshare app.
- App On, Waiting for a Ride Request: If the driver is logged in but hasn’t accepted a ride, the rideshare company typically provides limited liability coverage. For example, Uber and Lyft usually cover injuries in this phase up to $50,000 per person and $100,000 per accident.
- On the Way to Pick Up or During a Ride: When the driver has accepted a request or is actively transporting a passenger, the rideshare company’s $1 million liability policy usually applies.
Understanding these coverage layers can be overwhelming, but PALUMBO LAW is here to clarify how insurance policies work in your specific case and pursue the maximum compensation available.
Common Injuries in Rideshare Accidents
Rideshare accidents can lead to a wide range of injuries, from minor cuts and bruises to more severe injuries such as:
- Whiplash and Neck Injuries: Often caused by rear-end collisions, these can result in chronic pain.
- Back Injuries: Herniated discs, fractures, or strains are common in vehicle accidents.
- Head Injuries: Concussions or traumatic brain injuries (TBIs) can have long-term impacts on cognitive abilities and quality of life.
- Broken Bones: Bone fractures, particularly in the arms, legs, or ribs, can occur from the impact of an accident.
At PALUMBO LAW, we understand the physical, emotional, and financial toll these injuries can take. Our experienced personal injury attorneys will work to ensure you receive compensation for medical bills, lost wages, pain and suffering, and any future rehabilitation costs.
Steps to Take After a Rideshare Accident
If you’re involved in a rideshare accident, taking specific steps can protect your health and strengthen your legal claim:
- Seek Medical Attention: Your health is the top priority, so getting a medical evaluation is essential.
- Document the Scene: If you can, take photos of the accident scene, vehicle damage, and any visible injuries.
- Collect Information: Obtain the rideshare driver’s and company’s information and contact information for any witnesses.
- File a Police Report: A police report can be critical evidence in establishing fault and liability.
- Contact an Experienced Attorney: Rideshare accident claims can be complex, involving various insurance policies and legal nuances. An attorney from PALUMBO LAW can provide guidance on the best steps to protect your rights and seek compensation.
How PALUMBO LAW Can Help
Navigating a rideshare accident claim requires understanding local laws and the complex insurance policies that apply to rideshare services. PALUMBO LAW is here to help with every step of the process:
- Case Evaluation and Investigation: We start by reviewing all aspects of the accident, gathering evidence, and consulting with experts if needed.
- Negotiating with Insurance Companies: Our team understands insurance companies’ tactics to reduce payouts. We’ll advocate on your behalf to secure fair compensation.
- Trial Representation: If a fair settlement cannot be reached, PALUMBO LAW is prepared to take your case to court, presenting a compelling case to fight for your rights.
Contact PALUMBO LAW Today
If you or a loved one has been injured in a rideshare accident, don’t face the legal challenges alone. With extensive experience representing clients across Rhode Island, Massachusetts, and Connecticut, PALUMBO LAW understands the unique challenges of rideshare accident claims. Contact us today for a free consultation and take the first step toward justice and recovery. We’re committed to providing compassionate and personalized representation, helping clients recover and rebuild after an accident. Our team will work diligently to resolve your case efficiently and secure the compensation you deserve.
