6 Common Reasons Why Your Property Insurance Claim Was Denied

Posted on October 6, 2021

When a disaster, such as a flood or a fire, causes damage to your home or business, it can be utterly devastating. But what can be even more devastating is learning that your claim has been denied. Here are 6 common reasons as to why your property insurance claim has been...

Protecting Your Rights from Bad Faith Property Insurance Companies in Rhode Island

Posted on September 8, 2021

When you purchase homeowners or property insurance, you do so with the expectation that you will be protected in the event that you experience a loss. Unfortunately, though, this isn’t always the case. Since insurance companies are businesses like any other, the less money they lose, the more profit they make. For...

How Long Could Your Property Insurance Claim Take?

Posted on April 7, 2021

When you have suffered property damage and have filed or are considering filing a property insurance claim, you may be eager to know how quickly your claim will be approved or denied. After all, you likely want to fix our property as soon as possible. However, the length of the property...

Understanding Property Insurance in Rhode Island, Massachusetts and Connecticut

Posted on July 22, 2020

In autumn, tourists from across the world flock to New England to witness the breathtaking foliage – red, orange, yellow and green leaves set fire to the forest and create one of the most spectacular sightseeing opportunities. This period transitions from the warm and enticing summer to a much harsher and colder...

Actual Cash Value and Replacement Costs in Homeowners’ Insurance Claims

Posted on June 24, 2020

Homeowners’ insurance protects you from the unexpected. It’s not meant to be a windfall if a covered event occurs; rather, insurance makes you whole by compensating you for the loss. In exchange for timely paying your insurance premiums, your insurer agrees to pay out lump sum amounts to compensate you for...

Insurers and Small Businesses Across the U.S. Have a COVID-19 Coverage Problem, and Lawsuits Are Not the Solution They Need

Posted on May 6, 2020

By Kayla S. O’Connor, Esq. Insurance Litigation Attorney at PALUMBO LAW April 30, 2020—You might have heard the phrase “business interruption coverage” in the news lately, as small businesses all over the country have been ordered to close (or at least seriously cut back operations) due to the current COVID-19...

Common Reasons for an Insurance Claim Denial

Posted on April 7, 2020

Dealing with a denied insurance claim can be overwhelming, especially when you’re relying on coverage for unexpected costs. Whether it’s a homeowner’s, health, or auto policy, you deserve a fair review of your claim. With over 40 years of experience in the insurance industry, including restoration and claims adjusting, we’ve witnessed the...

What’s Really Covered By Your Homeowners Insurance Policy?

Posted on May 1, 2013

What’s really covered on your homeowners insurance policy? A solid homeowners insurance policy can provide peace of mind about securing one of your most valuable assets. Unfortunately, many homeowners don’t fully grasp what exactly is covered under that policy, and most importantly, what isn’t. Homeowners insurance policies generally cover your home itself and other physical structures...