What is a Condominium Lien in Rhode Island?
When you reside in a condominium, you own your own space, but the common areas must be kept up by someone. Someone must be responsible for snow removal, electricity, and the like. That’s one of the main reasons for a condominium association. A condominium association collects fees from the unit owners in...
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Types of Water Damage in Rhode Island
There are a lot of things that can, unfortunately, cause water damage to your property. This can include everything from a toilet that overflows to a leak in your roof, or even widespread flooding. But regardless of the cause of your water damage, understanding what to do when it happens is most...
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6 Common Reasons Why Your Property Insurance Claim Was Denied
When a disaster, such as a flood or a fire, causes damage to your home or business, it can be utterly devastating. But what can be even more devastating is learning that your claim has been denied. Here are 6 common reasons as to why your property insurance claim has been...
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Rhode Island Law Prohibits Solicitation of Fire Damage Victims at Scene of Fire
When you have been the victim of fire damage, it is absolutely devastating. At a time when you are processing what has transpired and dealing with the loss, you should not have to be bombarded by companies and adjusters trying to win your business. That’s why Rhode Island has a law...
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Protecting Your Rights from Bad Faith Property Insurance Companies in Rhode Island
When you purchase homeowners or property insurance, you do so with the expectation that you will be protected in the event that you experience a loss. Unfortunately, though, this isn’t always the case. Since insurance companies are businesses like any other, the less money they lose, the more profit they make. For...
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Who Is Responsible for Water Damage in a Rental?
Water damage can cause a lot of serious issues and cost a lot of money. So what happens if you experience water damage in a rental property? Is it the responsibility of the landlord or the tenant? Who should pay for it?
Identifying Water Damage
First thing’s first: you need to identify...
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What Is the Fiduciary Duty of a Condo Board?
It’s a big deal to be elected to the board of a condo, which generally comes with a lot of power and responsibility. Members of a condo board have what is called a “fiduciary duty.” This means that they are responsible for making decisions on behalf of their community that are...
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What to Know About Closing on Real Estate in Rhode Island
Buying a piece of real estate can be a really exciting – yet stressful – time. When you have made an offer on a property in Rhode Island and the seller has accepted it, it’s not the end of the process. Between the time that the contract has been accepted and the...
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What Does Condo Insurance Cover in Rhode Island?
Many people mistakenly believe that Rhode Island Condo Insurance is the same thing as the state’s homeowners insurance. Condo insurance isn’t the same as homeowners insurance for a few different reasons. For starters, there is a difference between a condo and a house. Condos are units in a multi-unit building....
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My Property Has Water Damage: What Should I Do?
When your property suffers water damage it can be devastating. It can take a lot of money to repair everything. While you may believe that your insurance company will cover these expenses, unfortunately, it may try to lower or even deny your compensation. Here’s what to know about water damage.
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What to Know About Condo Fee Delinquencies and Collections
Purchasing a condominium can be a really exciting event. You have a new place to entertain, sit back, relax, and call home. But while there are many fun aspects of your new abode, there are still responsibilities to take seriously. When you purchase a condo, you must adhere to a condo...
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What Can You do if Your Fire Damage Claim is Denied?
Losing any of your property to fire damage is devastating. When you lose any of your belongings it can feel as though you’ve lost part of yourself. But while there’s nothing that can replace what you’ve lost, your home insurance policy can at least help to recover some items. As with most...
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